DON’T GET CAUGHT OUT

We have just been contacted by a policyholder to say that their insurers have rejected their claim for storm damage to their flat kitchen roof because the homeowners had not had the roof inspected by a suitably qualified person on an annual basis. So check your policy wording and if this clause applies to you then make sure at least once a year somebody inspects your roof, takes a few photographs and records the date and time of the inspection.